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Emergency Mortgage Assistance

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From Monday, August 24, 2020
To Friday, September 04, 2020
by bdust

Apply for Emergency Mortgage Assistance with Effingham County Case Manager

Beginning August 24, 2020, Effingham County Case Managers are available to help apply for up to $15,000 in Emergency Mortgage Assistance made available by the Illinois Housing Development Authority. 

Effingham County Case Managers are available Monday through Thursday 9 a.m. to 1 p.m. at Effingham Public Library, 200 N. Third, Suite 2 (basement).  They are also available at locations throughout Effingham County.  Find their outreach schedule at http://www.effinghamlibrary.org/wp-content/uploads/2020/08/Master-List1.pdf

Funds are limited and applications are only accepted online at ema.ihda.org.  No applications will be accepted after September 4, 2020.

If you are approved, grant funds will be sent to your servicer to be applied against your mortgage.  You may receive less than $15,000.

Eligibility requirements include:

  • Your household income before March 1, 2020 was less than the maximum allowed for your area.
  • You or an adult member of your household has had a loss of income due to COVID-19
  • Your mortgage was current through February 2020
  • You have unpaid mortgage payments beginning sometime after March 1, 2020

To contact the Effingham County Case Manager, email effcocasemanager@gmail.com or call (224) 209-6638.

The Effingham County Case Manager is a temporary position funded by the Southeastern Illinois Community Foundation through the Alliance of Illinois Community Foundations and the United Way of Illinois. 

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